February 22, 2018

Review Process

Wealth management is an ongoing process and should recognize changes in the economic environment, legislative changes, or changes in family dynamics, which can affect financial goals. Consequently, we meet with our clients on an agreed upon schedule either quarterly, semi-annually or annually to review their retirement, estate and investment plans.

Quarterly/Semi-annual/Annual meetings include:

  • Review progress towards retirement goals (income needs, performance, portfolio evaluation, income sources, timeline, etc.)
  • Estate plan review (beneficiary designations, gifting schedule, asset ownership, legislative changes, etc.)
  • Investment review
  • Portfolio performance
  • Portfolio re-balancing
  • Re-assess investment strategy
  • Manager changes
  • Style drift

Asset allocation does not ensure a profit or protect against loss. Tactical allocation may involve more frequent buying and selling of assets and will tend to generate higher transaction cost investors. Investors should consider the tax consequences of moving positions more frequently. All investing involves risk, including the loss of principal.